Simple Invoicing and
Financial Tools

A professional financial tools platform for small businesses and freelancers.

*It’s completely free

We build a new way for small businesses to manage their finances

Kernel’s simple financial tools are built to make the life of small business owners easier. Managing a business shouldn’t be that hard. Let us simplify it for you.

Make Sense
of Your Financial Figures

Make Smarter
Decisions With Less Effort

Make Routine
Financial Calculations with Ease

Create Invoices in a Matter of Minutes

  • Send Invoices Straight to Clients

    With Kernel you can send your invoices straight to clients with just one click.

  • Keep Track of Your Cash Flow

    Accurate records of sales transactions give you a competitive advantage. Let our software help you with that.

  • Get Reminders on Upcoming and Overdue Invoices

    We'll make sure that you or your clients never miss due dates of invoices again.

  • Manage all Your Clients' Information in One Place

    Our simple client management system allows you to organize and maintain all your clients' data in one place.

Kernel Tools: Simple Online Invoicing
Kernel Tools: Simple Financial Calculators

Simple Financial Calculators

With our simple but useful financial calculator you’ll be able to easily make routine calculations in a matter of seconds. You don’t need to be a finance wizard to get answers quickly.

Understand Your Figures with Our Analytics

At Kernel we like to keep things simple. Not in functionality but in our interface. In our analytics you will find only the essential data organized in beautiful graphs for you to interpret and analyze. Plus you can export your raw data in CSV format.

Kernel Tools: Simple Financial Tools

What our Users Say

"What I love about you is that you never shy away from communicating with your users and listening to their problems and recommendations."
"It's about trust. The moment I entered the website I knew I could make a professional invoice easily here. After making one I was proven right."
Tourism Manager
"The software is extremely simple and mobile. And the fact that we can keep track of and manage all our invoices in one place is a bit perk for us."
"The biggest value of the software is that it lets me keep track of my revenues and cash flows. The fact that I can easily issue invoices is a bonus really. Also, I'm a long time reader of your blog. I absolutely love the content you produce. Even to the extent that I'm not sure which is more valuable to be. The software or the knowledge I get from your articles."

Let's Talk Business!

How to Guide: Small Business Financial Risk Management

How to Manage Small Business Financial Risks

If you’re reading this, you most likely are not the CEO of some multimillion-dollar company with tons and tons of financial resources to hold your hand. You are a small business owner, just like us, or a freelancer, sole proprietor,...

Basics of Small Business Financial Management

Basics of Small Business Financial Management

Let’s be plain. This article is for business owners looking for advice on how to manage their company’s finances. Are you tired yet hearing about the importance of leadership, team culture, cooperation, and vision? We are. Every business guru out...

Top 5 Online Invoicing Software for Small Businesses

Top 5 Online Invoicing Software for Small Businesses

Here is a list of Top 5 Online Invoicing Software for Small Businesses, which will make your business run smoothly and more efficiently. Imagine a massive pile of accounting data, digital or physical, that needs to be sorted and analyzed....

Financial Dictionary for Small Businesses

Financial Dictionary

Accounting Terminology Income Statement An income statement is a financial statement that shows you how profitable your business was over a given reporting period. It shows your revenue, minus your expenses and losses. When a business makes an income statement...

Contact Us